Mortgage Underwriter Resume Sample One

999 Any City • Any Town • FL 99999 • (999) 999-9999 • email@hotmail.com

Matthew Lee Clark

To hold an employment as a mortgage underwriter to deliver best of my expert level proficiency to the reputed financial organization.

Ability to prioritize and organize functions on daily basis.
Strong interpersonal and communication skills.
Familiar with fraud detection techniques, lending guidelines, mortgage industry, and loan renegotiating experience analyzing, reviewing, and underwriting complex or large individual consumer requests.
Computer Programming Skills
Knowing Office Package: Microsoft Word, Microsoft Excel, Microsoft Access, Microsoft
PowerPoint and Microsoft Outlook Express.
Knowing Operating Systems: Windows9X, Windows2000, Windows ME, Windows XP, Windows Vista and Windows 7.

Underwrote, and reviewed appraisals.
Used Fannie Mae and Freddie Mac guidelines. I also used both LP, and DU assisted underwriting. Contacted various mortgage brokers for additional conditions, and information.
Used internal underwriting along with desk top underwriting and LP underwriting. I underwrote level credit Mistake #2 click herelevel one to three loans, and worked directly with brokers underwriting conventional loans. Did corporate tax return reviews, and made decisions after a detailed underwriting analysis

Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management.
Perform timely reviews of conditions submitted a well as loan resubmissions.
Maintain quality and production standards as defined by business.
Analyze challenging loan packages to render sound credit solutions.
Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed
Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
Actively cooperate and interact with all entities of the client.
Perform other job related duties and special projects as required.

Sub-prime lender and Alt-A, Review and analyze real estate loan applications on residential, multi-residential, mixed- use and construction and made necessary decisions based on risk factors involved.
Underwrote submitted loan files (approved, counter or declined). Proficient in analyzing personal and business tax returns, legal documentation, appraisals, title reports, and analyzing credit reports to determine credit eligibility and signoff on all conditions.
I am Mistake #3 click here able to underwrite 9-11 full package loans per day and hold a pipeline with over 220 loans.
Experiences with underwriting manually or being Internet savvy and transmit from other investor sources. Signing Authority 600k

Northeastern Florida University, Gainesville, FL. continuing under Graduation degree in Bsc in Finance.