Credit Manager Resume Sample Two

999 Main Street
Any Town, NY
Cell: (999)999-9999
email@gmail.com

Steven Jones

Experience

January 2007 to Present
Credit Manager
ABC Inc.

  • Place accounts on Credit hold once rolls over 30 days past due from due date.
    Communicated this information directly to customer and sales associate assigned
    to the account.
  • Met with Division credit manager and Corporate credit manager monthly to
    update/brief on accounts past due over 30 days with a past due balance of $5,000.
  • Worked past due accounts 2-3 times a month. Contacted customer about the
    status of the account and took necessary action such as placing on hold or
    sending a 10 day demand letter or turned over account to attorney to file suit.
  • Responsible for all legal accounts (third-party collections, liens, etc) and NSF
    accounts. Accounts that are deemed uncollectible are sent to outside agencies
    collection agencies or to attorney to file the necessary legal actions.
  • Manages over 300 credit accounts with net assets of $5,000,000 supporting
    businesses nationwide.

January 2003 to January 2007
Vice President – National Credit Manager
XYZ Corp.

  • Oversaw national credit risk analysis and administration of a $14 million
    portfolio in the sub prime commercial equipment and auto lease sector.
  • Supervised, mentored and provided performance guidance to a staff of 13 Credit
    Analysts and Administrative Support staff.
  • Collaborated with 75+ outside brokers to structure lease proposals and resolve
    all lending inquiries.
  • Continuously monitored portfolio performance and conducted detailed monthly
    and quarterly analysis of regional credit trends to determine needed changes to
    credit matrix and lending policies.
  • Analyzed prospective lessee credit bureau statements, tax returns and financial
    statements to determine optimal contractual terms for the corporation and lessee.
  • Monitored corporate lending practices to ensure compliance with all legal and
    regulatory requirements.
  • Conducted business analysis of corporate operations and identified process and
    technology improvements designed to grow market share, increase profitability
    and streamline operations.
  • Developed automated credit scoring database to effectively store credit
    application data.
  • Implemented portfolio snapshot dashboard as a repository of major portfolio
    trends.

2001 to 2002
Credit Manager
BCD Inc.

  • Complete A/R month end.
  • Respond to clients and guest Credit Card inquiries in a timely matter.
  • Provide the credit card companies with efficient documents, signatures, swipes,
    imprints, and itemized receipts so the inquire will not result to a chargeback.
  • Sort and reconcile banquet event orders, banquet checks daily. Group accounts
    and special events from the days prior to correct postings or charges for
    accuracy.
  • Finalize group accounts 3 days after departure date and providing accurate bills
    to clients/guests sent via email and mail.
  • Make sure all pre-paid group accounts are fully paid 3 days before arrival date
    or a direct bill is established to guarantee payment.
  • Handled challenging city wide groups with multiple subgroups, rooming list and
    separate method of payments.
  • By weekly collection calls to Tour & Travel and Catering/Sales accounts over
    30-60 net days past due.
  • Trained other co-workers in accounting A/R policies and duties per request
  • Authorize credits and adjustments for all Tour & Travel group accounts and
    Catering/Sales accounts.
  • Follow all A/R procedures and policies by corporate standards.
  • Approve or deny groups and events credit status with references given by HCA
    and history with our property.
  • Post and log in daily checks for more than 300,000 a week.
  • Communicate and work well with sales managers and catering mangers.
  • Minor training in the reservations department, accounts payable, income audit
    and general cashiering.
  • Conduct Credit meetings every month to discuss accounts over 60 net days past
    due, delinquent, direct bills procedures and policies.

Education

May 2001 University of New York
BS in Business Administration
Major: Finance
GPA: 3.38/4.0…Dean’s list scholar

Achievements

April 2006 Dale Carnegie Training
Dale Carnegie Course
Special Recognition for 100% attendance

Sample Resume in PDFClick to download the Credit Manager Resume Sample Two in PDF.